Financing
Financing available — on approved credit
No project minimum. Pre-qualify in minutes with a soft credit check that won't affect your score.
Primary partner
Wisetack
Pay monthly for remodels of any size
Wisetack offers homeowners simple monthly financing on approved credit. Pre-qualify in 60 seconds with no impact to your credit score, choose your terms, and pay us directly when the job is done.
Also available
Hearth
Compare multiple lenders in one place
Hearth matches you with home-improvement lenders competing for your project. Compare monthly payments side by side and choose the best fit — all with a soft credit pull.
Financing options are provided by third-party lenders. All financing is on approved credit (OAC). Rates, terms, and minimum loan amounts are set by the lender. Pre-qualification uses a soft credit pull that does not impact your credit score. Advanced Remodeling LLC is not a lender and does not make credit decisions.
Why finance with Advanced Remodeling
- No project minimum — finance any size job
- Soft credit check — no impact to your score
- Pre-qualify in about 60 seconds
- Choose your monthly payment and term
- Same-day answers, funding in 1–3 business days
- Fixed-price contracts — no surprises after approval
All the ways you can pay
Financing is optional. You can also pay us directly using any of the methods below. Most large remodels follow a deposit + milestone-draw schedule in your signed contract.
- Credit / debit card
- ACH bank transfer
- Check
- Cash
- Monthly financing (OAC)
Call (425) 600-7735 to talk through the best option for your project.
Financing FAQ
Do you offer financing for home remodels?+
Yes. Advanced Remodeling WA partners with Wisetack (primary) and Hearth (secondary) to offer monthly financing for remodeling projects of any size. All financing is on approved credit and there is no project minimum — the same partners fund a $2,000 flooring repair and a $150,000 kitchen remodel.
Is there a minimum project size to finance?+
No. There is no minimum project size — financing is available on approved credit for jobs of any size, from small repairs to full-home remodels.
Will pre-qualifying hurt my credit score?+
No. Both Wisetack and Hearth use a soft credit check to pre-qualify you. Soft pulls do not affect your credit score and take about 60 seconds.
What payment methods do you accept?+
Credit card, debit card, ACH bank transfer, check, and cash. Most large projects follow a milestone-based draw schedule in your signed contract. Financed projects are paid directly to Advanced Remodeling by the lender.
How long does financing approval take?+
Pre-qualification is instant. Final approval and funding are typically completed within 1–3 business days once you choose your loan terms with the lender.
Who decides my rate and terms?+
The lender does. Wisetack and Hearth set all rates, terms, and loan amounts based on your credit profile. Advanced Remodeling is not a lender and does not make credit decisions.
Can I use financing for a kitchen or bathroom remodel?+
Yes. Financing works for every service we offer — kitchen remodels, bathroom remodels, flooring, siding, windows, roofing, interior remodels, additions, ADUs, and full-home remodels across Snohomish and King County.
Ready to see your monthly payment?
Book a free onsite consultation. We'll price the project, then send you a Wisetack pre-qualification link — no impact to your credit score.
Consultations & design pricing
Free onsite. In-house design starting at $999+.
- Free onsite consultation — we walk the space, photograph everything, and put together a written scope with a ballpark range. No cost, no obligation.
- In-house design & pre-construction — starting at $999+ depending on scope ($999 minimum, $499 per additional room). Selections guidance, drawings/renderings where needed, and a fixed-price scope built from real build data — usually well under outside interior-design firms. Credited back when you sign the build with us. The design is yours to keep, so you can shop true apples-to-apples bids instead of five different scopes.
- Fixed-price build contract — labor, materials, permits, and disposal itemized. No hourly billing.